Finance

Debt Payoff Calculator

Compare debt snowball vs avalanche across multiple debts, estimate payoff time and total interest, and generate a complete payoff schedule with extra payments and CSV export.

Snowball vs Avalanche Payoff Time Total Interest Schedule + CSV

Multi-Debt Payoff Planner

Add your debts, choose a strategy, set an extra monthly amount, and see when you can be debt-free.

Add debts below. Minimum payments are paid on all debts. Your extra payment is applied to the priority debt. When a debt is paid off, its payment is rolled into the next debt.
Debt Name Balance APR (%) Minimum Payment Monthly Fee Remove
This summary helps you understand your overall debt picture. Weighted average APR is weighted by balance and is useful for comparing overall interest burden.