Finance

Credit Card Calculator

Estimate payoff time, interest cost, minimum-payment behavior, and the payment needed to reach a target payoff date. Build payoff schedules with extras and export to CSV.

Payoff Time Total Interest Minimum Rules Schedule + CSV

Credit Card Payoff & Interest Estimator

Compare minimum payment vs custom payments, include extra payments and fees, and generate a full payoff schedule.

Current Balance

APR (%)

Monthly Payment (You Plan to Pay)

Extra Payment (Additional per Month)

Minimum Payment Rule

Minimum % (if applicable)

Minimum Fixed Amount (if applicable)

Monthly Fee (Optional)

Grace Period on Purchases

Start Date

Current Balance

APR (%)

Minimum Payment Rule

Minimum % (if applicable)

Minimum Fixed Amount (if applicable)

Monthly Fee (Optional)

Max Months (cap)

Current Balance

APR (%)

Target Payoff (Months)

Extra Payment (Additional per Month)

Minimum Payment Rule

Minimum % (if applicable)

Minimum Fixed Amount (if applicable)

Monthly Fee (Optional)

Balance

APR (%)

Monthly Payment

Extra Payment (per Month)

Minimum Payment Rule

Minimum %

Minimum Fixed

Monthly Fee

Start Date

Max Rows

Export

Credit Card Calculator

Credit Card Payoff & Interest Estimator

Payoff Time

Total Interest

Total Paid

Effective Monthly Payment

Estimated Payoff Time

Total Interest

Total Paid

Status

Required Monthly Payment

Total Interest

Total Paid

Notes