Model compound growth with lump sums, recurring contributions, timing options, continuous compounding, goal solvers, and full schedules.
Future ValueContributionsRate SolverCSV Schedule
Compound Growth, Contributions & Solver Toolkit
Calculate future value, total interest, required return, and full growth schedules with flexible compounding and deposit timing.
Future Value
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Total Interest Earned
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Effective Annual Yield
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Estimated End Date
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Results assume a constant rate and no taxes, fees, or withdrawals. If your rate changes over time, run multiple scenarios.
Future Value
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Total Contributions
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Total Interest Earned
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End Date
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Contribution mode models steady deposits and constant rate growth. For irregular deposits, use the schedule tab as a planning proxy.
Required Annual Rate
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Effective Annual Yield
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Approx. Periodic Rate
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Required rate is solved numerically and is sensitive to contribution timing and compounding frequency. Use conservative assumptions for planning.
Required Contribution
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Contribution Per Year
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Estimated Total Contributed
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Required contribution is solved numerically and assumes steady deposits and constant rate. If returns vary, consider running conservative and optimistic cases.
Period
Date
Beginning Balance
Contribution
Interest
Ending Balance
Schedules illustrate the mechanics of compounding. Real-world investing can differ due to fees, taxes, variable rates, and irregular contribution timing.
