Convert APR to APY, compare compounding options, estimate interest earned, and generate savings growth schedules with deposits and CSV export.
APR ↔ APYCompoundingNet APYSchedules
APY, APR & Savings Growth Estimator
Compute APY from APR, convert APY to APR, estimate interest earned with deposits, and export growth schedules.
APY
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Interest in 1 Year
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Net APY After Fees
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Net Interest After Fees
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Net APY is estimated using the average balance and annual fees you enter. If fees are zero, net APY matches APY.
Equivalent APR
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Periodic Rate
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Check: APY From This APR
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APR depends on the compounding convention you choose. Use the same compounding frequency shown in the product disclosure for the closest match.
Ending Balance
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Total Deposits
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Total Interest
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Net Ending Balance
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Net Interest After Fees
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Effective Annual Rate
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Fees are modeled as a simple annual amount subtracted from the final balance for estimation. Product rules can differ, so use this as a planning approximation.
Period
Date
Beginning Balance
Deposit
Interest
Ending Balance
Schedules show how compounding and deposits affect balances over time. If you choose daily compounding, consider using a smaller time horizon or the max rows limit.
