Project 401(k) growth with employee contributions, employer match, catch-up savings, fees, and retirement timelines. Compare Traditional vs Roth assumptions and export a full schedule.
Employer MatchCatch-UpRoth vs TraditionalCSV Schedule
401(k) Growth, Match & Retirement Projection Tool
Estimate your future 401(k) balance, total contributions, employer match, and growth over time with flexible plan settings.
Projected Balance at Retirement
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Total Employee Contributions
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Total Employer Match
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Total Growth
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Years to Retirement
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Estimated Final Salary
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This projection assumes constant return and fee rates and steady contributions. Plan rules, contribution limits, taxes, and market outcomes may differ.
Traditional 401(k) (After Tax)
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Roth 401(k) (After Tax)
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Difference
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Projected Gross Balance
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Roth vs Traditional comparisons depend heavily on current vs retirement tax rates and whether you invest tax savings from Traditional contributions.
Required Employee Contribution (% of salary)
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First-Year Employee Contribution
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Projected Balance (Using Required %)
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Years to Retirement
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The solve feature estimates the contribution rate needed to reach a target under constant assumptions. If the required percentage is very high, consider extending the timeline or adjusting the target.
Year
Age
Salary
Employee
Employer Match
Growth
End Balance
Schedule shows year-by-year accumulation using the selected tab’s inputs. Contribution limits and catch-up are applied as caps. Export to CSV for deeper planning.
